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Weekly Mortgage Update: 09/17/2018

September 18, 2017dillonBlog0

WEEKLY MORTGAGE WATCH – SEPTEMBER 17, 2017

Click here to download the PDF.

FIRST TEAM’S WEEKLY MORTGAGE WATCH (SEPTEMBER 17TH, 2017) THIS WEEK HIGHLIGHTS THE FOLLOWING UPDATES:

  • Both Retail Sales and Industrial Production headed lower last week, with mortgage rates holding steady in the face of mounting domestic uncertainty.
  • The hurricanes, political turmoil, and the potential for a new Fed Chair in February are creating questions for both economic growth and the Fed’s plans for next year.
  • While the 3rd quarter does appear to be softer than the previous one, August’s data did sport a little bit of inflation. This coupled with improvements in international economies could begin to create a floor for rates, even if the US economy sputters a bit.
  • This week, the Fed meets to discuss monetary policy. The market is expecting no change to the Fed’s interest rates, but we could see some more details or insights into when and how the Fed will begin to unwind its massive financial portfolio.
  • Should the Fed choose to continue to reinvest proceeds, then rates could trend just a bit further downward.
  • It’s worth beginning to pay a bit more attention to foreign economies. Some experts are expecting their gains to benefit our economy.

THE BEST PLACES TO LIVE AS A SENIOR

Looking for the best place to live out your golden years? The SeniorScore™ from SeniorAdvice.com is the first livability index designed for retirement years. The index factors in over 100 data points from multiple sources and separates them into four groups: health and safety, recreation and leisure, finances, and general quality of life. Rankings include cities and states with Virginia, Hawaii, Nebraska, Oklahoma, and Kansas currently topping the state list.

Open House Weekend: 09/16/2017 & 09/17/2017

September 16, 2017dillonBlog, Open Houses0

Most Yorba Linda Residents dream of either living on the Golf Course or the lake in East Lake Village. Well, Kristen Fowler Group has both of those homes for you to see this weekend! We have a one of a kind Heritage Estate with over $300,000 in upgrades and your own Elevator. Plus our incredibly rare Detached largest Floor Plan home on the Lake! These properties don’t come up often so don’t miss out on your opportunity! Call us today at 714-693-1180

OPEN HOUSE SATURDAY from 1:00 – 4:00 pm

3901 PRIMA BUCA, Yorba Linda, CA 92886 (MLS # PW17214098)

(all data current as of 9/19/2017)
Price $1,349,000
Beds 3
Baths 4 baths
Home size 3,359 sq ft
Lot Size n/a
Days on Market 6
Status Active
Over $300,000 in Quality Custom Upgrades - Lot Premium AND your own Interior Elevator! Gorgeous Toll Bros 'Heritage' Home w/Stunning Views of Hole 1 of Championship Black Gold Golf Course - Plantation Shutters – Crown Moldings - Handsome Hardwood Flooring – Custom Tray Ceiling Moldings & Woodwork Thru-Out Two-Story Foyer has Tile Flooring w/Custom Medallion - Gourmet Kitchen w/Maple Cabinets, Granite Slab Counters, Walk-In Pantry & Stainless-Steel ‘Kitchenaid’ Appliances, Including 6-Burner Cooktop & Built-In Refrig - Kitchen Open to Huge Family Great Rm w/Fireplace, Surround Sound, Built-Ins & Stacked Rock Wall - Main Floor Formal Office/Library w/Custom Built-In Desk, Cabinets & French Doors (Library Was Builder’s Optional Guest Suite with 4th Bath) - Grand Master Suite has Large Walk-In Closet w/Custom Organizers - Solid Covered Balcony Deck with Beautiful Views - Lavish Master Bath w/Dual Vanities, Jacuzzi Tub & Shower w/Seat - Upstairs are 2 More Bdrms Each w/Private Bath - Inside Laundry Rm w/Sink - Entertainer’s Dream Backyard w/Solid Covered Loggia, Outdoor Fireplace, Built-In BBQ & Extended Flagstone Patio - 2-Car Fully Drywalled & Painted Garage w/Epoxy-Coated Flooring PLUS a Full Driveway! $395/mo HOA Dues Include Exterior Maintenance & Earthquake Insurance - Neighborhood Rec Center w/BBQs, Swimming Pool & Spa - Surrounded by Miles of Horse & Walking Trails - No Mello Roos Tax - Calif Distinguished Schools: Lakeview Elmntry, YL Middle & El Dorado High

Property Type(s): Condo/Townhouse/Co-Op

Last Updated 9/15/2017 Tract Other (OTHR)
Year Built 2013 Community 85 - Yorba Linda
Garage Spaces 2.0 County Orange
Total Parking n/a

Schools

School District Placentia-Yorba Linda Unified
Elementary School Lakeview
Jr. High School Yorba Linda
High School El Dorado

Additional Details

Area 85 - Yorba Linda HOA Dues 395 | Monthly
Parking Spaces: 2.00 Pool Description Association,Community Pool,In Ground
Stories 2 Subdivision Other (OTHR)
Utilities Sewer Connected,Water Connected View Description City Lights,Golf Course,Hills,Mountain
Water Public

Features

Air Central, Dual
Air Conditioning Yes
Appliances 6 Burner Stove, Barbecue, Built In Range, Dishwasher, Garbage Disposal, Instant Hot W
Basement Foundation: Slab
Exterior Barbecue Private, Lighting, Rain Gutters
Fireplace Yes
Garage Built-In Storage, Direct Garage Acc, Driveway, Garage, Yes
Heat Central Furnace
HOADescription Barbecue, Dues Paid Monthly, Earthquake Insurance, Maintenance Grounds, Picnic Area, Pool, Spa
Interior Beamed Ceilings, Built-Ins, Ceiling Fan, Coffered Ceiling(s), Crown Moldings, Elevator, Granite Counters, High Ceilings (9 Feet+), Open Floor Plan, Recessed Lighting, Trey Ceiling(s), Two Story Ceilings, Wired for Sound
LotDescription Back Yard, Corner Lot
Style Mediterranean
View Yes

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listing provided by : Kristen Fowler CalBRE:01061545, First Team Real Estate

(view all details for MLS #PW17214098)

OPEN HOUSE SUNDAY from 1:00 – 4:00 pm

5364 VIA MORENA, Yorba Linda, CA 92886 (MLS # PW17212958)

(all data current as of 9/19/2017)
Price $1,349,000
Beds 3
Baths 3 baths
Home size 2,403 sq ft
Lot Size 3,049 sqft
Days on Market 4
Status Active
Live on the Water! Extremely Rare DETACHED East Lake Shores Home w/Tasteful Upgrades Thru-Out - Celebrate Life on the Lake in Beautiful Waterfront Backyard Featuring Outdoor Fireplace, Covered Patio, Built-In BBQ w/Granite Bar Top Seating & Extensive Use of Stacked Stone - Backyard Faces East for Morning Sun! Sale INCLUDES ElectraCraft Enclosed Boat to Enjoy Year Round - Cambridge Model Home Features Elegant Plantation Shutters, Crown Moldings & Recessed Lighting Thru-Out - Remodeled Granite Kitchen w/White Cabinetry & Stainless Steel Appliances - Handsome Hardwood Flooring - Family Rm w/Built-Ins & Stacked Stone Fireplace - Formal Dining Rm - Spacious Living Rm w/French Doors to Backyard - Master Suite has Walk-In Closet, High Vaulted Ceilings & Private Balcony Deck w/Views of the Water - Updated Master Bath w/Dual Vanity, Jet Tub & Shower - Upstairs are 2 More Bdrms & Updated Bath w/Shower - Convenient Upstairs Laundry Rm - 2-Car Garage w/Built-Ins & Attic Storage - All Newer Dual-Pane Windows & Doors - Water Filtration & Conditioning System - Newer HVAC System & NEW Water Heater - Enjoy All East Lake Village Amenities: Catch & Release Fishing, Paddle Boarding, Kayaking, Clubhouse, 5 Community Pools, Sports Courts, Gym & Annual Patriotic & Christmas Boat Parades - HOA Dues Also Include Exterior Maintenance of Home, Structural Insurance, Including Earthquake, Basic Cable & Trash Pickup - Calif Distinguished Schools: Fairmont Elmntry, Bernardo Yorba Middle & Esperanza High

Property Type(s): Single Family

Last Updated 9/15/2017 Tract Eastlake Shores (ELSH)
Year Built 1985 Community 85 - Yorba Linda
Garage Spaces 2.0 County Orange
Total Parking n/a

Schools

School District Placentia-Yorba Linda Unified
Elementary School Fairmont
Jr. High School Bernardo Yorba
High School Esperanza

Additional Details

Lot 3049 sq ft Area 85 - Yorba Linda
HOA Dues 82 | Monthly Parking Spaces: 2.00
Pool Description Association,Community Pool,In Ground Stories 2
Subdivision Eastlake Shores (ELSH) Utilities Sewer Connected,Water Connected
View Description Hills,Lake Water Public
Zoning PC

Features

Air Central
Air Conditioning Yes
Appliances Barbecue, Built In Range, Dishwasher, Garbage Disposal, Gas Range, Microwave, Range/St
Exterior Barbecue Private, Dock Private, Lighting, Rain Gutters
Fireplace Yes
Garage Built-In Storage, Direct Garage Access, Garage, Yes
Heat Central Furnace
HOADescription Barbecue, Club Hous, Gym/Ex Room, Horse Trails, Picnic Area, Playground, Pool, Sauna, Spa, Sport Court, Tennis
Interior Balcony, Built-Ins, Ceiling Fan, Crown Moldings, Granite Counters, Pantry, Pull Down Stairs to Attic, Recessed Lighting, Stone Counters, Wired for Sound, Wood Product Walls
LotDescription Back Yard, Cul-De-Sac
Style Traditional
View Yes

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listing provided by : Kristen Fowler CalBRE:01061545, First Team Real Estate

(view all details for MLS #PW17212958)

Weekly Mortgage Update: 09/11/2017′

September 11, 2017dillonBlog0

WEEKLY MORTGAGE WATCH – SEPTEMBER 10, 2017

Click here to download the PDF.

FIRST TEAM’S WEEKLY MORTGAGE WATCH (SEPTEMBER 10TH, 2017) THIS WEEK HIGHLIGHTS THE FOLLOWING UPDATES:

  • Hurricanes and wildfires certainly have devastating consequences for those impacted, and we don’t want to discount the tragedy or human stories that accompany these events.
  • From an economic standpoint, however, the national impact is historically limited. Of course, these aren’t normal times and these events are gigantic and widespread.
  • Because we don’t have a clear idea of what the impact will be, we are seeing some money flowing into the relative safety of treasuries and bonds. In many ways, more uncertainty is creeping into the market.
  • Will Washington be able to accomplish anything meaningful to improve the economy? Why does the economy continue to power ahead without generating any significant inflation? All of these unknowns appear to be helping hold rates low. We may have more of the same this week.
  • The wider spread the devastation is in the southeast, the more likely we are to see rates continue to be pulled slowly downward.
  • However, if we get that surprise jumps in the Producer and Consumer Prices Indices, then rates might move upward.

IS YOUR IDENTITY AND CREDIT AT RISK?

Last week, Equifax revealed that it was hacked, and up to 143 million people may have had their information stolen. The data theft snagged names, social security numbers, birth dates, driver’s license numbers, and addresses. The company has responded by launching a website that enables consumers to find if their data was part of the breach. Visit EquifaxSecurity2017.com to learn more, and also be sure to pull your free credit report at AnnualCreditReport.com.

  • Phone

    714-693-1180
  • Email

    KriFowler@aol.com
  • Address

    18180 Yorba Linda Blvd.
    Suite #501
    Yorba Linda, CA 92886
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